One transaction, one account, one date
Every transaction is a single movement of money against a single account, on the date you chose. A transfer is recorded as a pair and is never counted as income or expense.
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One ledger for every place money sits — cash, bank, e-wallet, card — and for everything moving between them.
One ledger
Cash, bank accounts, e-wallets and cards in one place.
Balances you can recompute
Every figure comes from a recorded transaction.
No bank access
Bank and e-wallet credentials are never asked for.
Every transaction is a single movement of money against a single account, on the date you chose. A transfer is recorded as a pair and is never counted as income or expense.
An account's balance is its opening balance plus all of its transactions. An investment is its quantity times its latest valuation. Every summary figure can be rebuilt from the underlying records, so a discrepancy always has a cause you can find.
A budget covers the whole household, per category, per period. Inside it, one member can be given a spending limit. The authority to set one belongs to the role, not to anyone's gender.
A recurring rule makes a bill appear when it is due, with a due date and a paid or unpaid state. The rule itself is not a transaction — the transaction appears when the bill falls due.
Record the counterparty, the amount, the terms and the payment schedule — for what the household owes and for what is owed to it.
Keep how much is held and where its price is read from. Day-to-day change is the difference between two valuations, not a figure that appears from nowhere.
Asaruma never asks for your bank or e-wallet credentials. Entering a transaction takes a few seconds, and what you get for it is a ledger that is entirely yours and defensible figure by figure.
A transaction is visible to the household by default, because shared money needs to be seen together. Any transaction can still be made private or opened to named people only.
Record where money sits: cash, a bank account, an e-wallet or a card.
A few seconds each, on the date you choose.
Budgets, bills and balances are visible to the household, except what you make private.
Install the app, record the first one, and go from there.
Follow the launch